The Business Auto Coverage Form covers liability arising out of the ownership, maintenance, or use of autos and physical damage to autos owned, leased, or hired by the named insured. As a result of all of these different exposures the Business Auto Coverage Form offers great flexibility in designating covered autos for various different coverages.

A specific coverage chosen by the insured for one auto does not have to be the same coverage for another auto. The insured may want to have liability coverage for all autos, but only have physical damage coverage for specifically mentioned autos.

Coverage symbols are numeric symbols used in auto policies to indicate which autos are covered for what particular coverages. There are ten different coverage symbols under the Business Auto Coverage Form.

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