General liability is a coverage that every owner should purchase for his/her company. In the world that we live in, crazy situations occur everyday that result in some expensive lawsuits. Here is a recent example of lawsuit against a landscaping company.

At BearWise Landscapers, we strongly recommend that you obtain limits of $1,000,000 for each occurrence and $2,000,000 aggregate for the entire year policy period. As I am sure you are aware, lawsuits are very expensive in the United States and can deplete your policy limits rather quickly.

For larger companies we recommend that you take out an umbrella policy in excess to your general liability. Larger companies have more exposures and more assets to lose, making you a bigger target for lawyers to feast on.

Do not let one unfortunate event take away all the hard work you have committed to building your company. Take the necessary precautions to protect your company and your employees. Click here to request a quote for your company online.

The Agent Articles section of BearWiseLandscapers.com allows our insurance agents to provide practical information for landscapers. These agents can also obtain quotes and establish a custom insurance program for your landscaping business through our access to a variety of insurance carriers. This agent article is filed under 1 General Liability, 5 Umbrella Liability, and you can follow comments to it through the RSS 2.0 feed. Feel free to leave your own response below: