Non-owned Vehicle Coverage
December 15th, 2008by Chris Oakley
Non-owned vehicle coverage also known as employers nonownership liability is an additional coverage offered on a commercial auto policy. Sometimes employees may use their personal autos to run errands for the business. This opens up a liability exposure for the business that can be protected by adding non-owned vehicle coverage to your commercial auto policy. Therefore if an employee is involved in an accident, driving his car and running an errand for you, your company could be held liable for the accident. I strongly recommend adding this rather inexpensive coverage to your policy.
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February 2nd, 2010 at 4:41 pm
[...] there are also two supplementary coverages that are important to look into to minimize your risk: hired and nonowned auto coverage, and uninsured and underinsured motorists coverage. They are commonly removed when businesses attempt to cut insurance costs [...]