The Florida workers compensation class code of 0042 is used to rate the payroll of employees that engage in landscape installation operations. The definition of the class code from NCCI states that 0042 is used primarily for employees involved in the following operations:

Code 0042 is applied to insureds primarily engaged in planning, clearing, grading and planting necessary for landscaping operations. The clearing and grading done by these insureds is of the fine type necessary for finishing operations and does not result in changes to the contour of the land. These insureds may have nursery operations but such work would be limited and usually conducted to furnish stock for their landscaping business. Sod installers are also classified to Code 0042.

The essential difference between the application of Codes 0042 and 9102 to a job is that Code 0042 is applicable to work involving new landscaping installations, whereas Code 9102 is applicable to work involving the maintenance of existing landscaping and/or lawn maintenance.

Information on the current Florida workers compensation rates (Effective April 1st, 2009) is available in an article through that link. Please be aware that these are subject to change based on decisions of the Florida’s Insurance Commissioner and the claim data information he receives from NCCI.

Please feel free to contact us for a free copy of the complete definition for Florida workers compensation class code 0042 or any other classification that could apply to your landscaping business.

The Agent Articles section of BearWiseLandscapers.com allows our insurance agents to provide practical information for landscapers. These agents can also obtain quotes and establish a custom insurance program for your landscaping business through our access to a variety of insurance carriers. This agent article is filed under 4 Workers' Compensation, and you can follow comments to it through the RSS 2.0 feed. Feel free to leave your own response below: