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BearWise Landscapers - Division of Black Bear Insurance Agency

Nothing matters to us as much as your privacy. That's why we make the following commitment

Any personally identifying information that you give us will remain private and we will not share it with anyone not involved in your account or claim. The BearWise Landscapers division of Black Bear Insurance Agency (Black Bear) will hold your personal policy information. Any information you enter through the website is transmitted through a secure 'https' connection. Once the information is received, it is stored on the Black Bear password-protected server and will be entirely in the possession of BearWise Landscapers. If you have questions, please e-mail us at agent@bearwiselandscapers.com or call, (866) 296-2327 (BEAR).

Terms and Conditions

Update of Terms and Conditions This page is updated and modified from time to time. Every time you access Web pages of Black Bear Insurance Agency or its related, affiliated and subsidiary companies, or products, make sure that you check this page. Last update of this page was October 2008.

NOTICE PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE OR ANY OF THE PAGES OR SCREENS CONTAINED WITHIN THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY OF ITS PAGES OR SCREENS.

Copyright Unless otherwise noted, the graphic images, buttons, layout, and text contained in this Web site and in the sites of other Black Bear Insurance Agency or its related, affiliated and subsidiary companies or products are the exclusive property of Black Bear Insurance Agency and/or its related, affiliated and subsidiary companies. Permission to utilize this site is granted for non-commercial, or educational purposes. Permission is also granted to describe this document, but not to reproduce, download, disseminate, publish or transfer, in any form or by any means, all or any portion of this site without the written permission of and with express attribution to Black Bear Insurance Agency.

COPYRIGHT © 2008 Black Bear Insurance Agency
All Rights Reserved.

Disclaimer THE MATERIAL AND INFORMATION IN THIS SITE AND IN THE SITES OF OTHER ENTITIES OR PRODUCTS OF BLACK BEAR INSURANCE AGENCY ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. Black Bear Insurance Agency and its related, affiliated and subsidiary companies disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page set up by an entity of Black Bear Insurance Agency is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your own legal or tax advisor with respect to your personal situation. In no event shall Black Bear Insurance Agency, and its related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental or consequential damages arising out of the use of the information herein.

The product and/or services descriptions, if any, provided this site are not intended to constitute offers to sell or solicitations in connection with any product or service. Some products and/or services may not be available in all states and in many instances may be offered only through employers, or licensed insurance agents or brokers. Anyone interested in a particular product should contact the pertinent Black Bear Insurance Agency office in their area to determine whether the product and/or services are available in their jurisdiction.

Trademarks and Trade Names Black Bear Insurance Agency claims trademark and service mark rights in other marks contained in the pages or screens of this site.

Downloadable Software Any software that is made available to download from this server ("Software") is the copyrighted work of Black Bear Insurance Agency and/or its suppliers. Use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). An end user will be unable to install any Software that is accompanied by or includes a License Agreement, unless the terms of the License Agreement are first agreed to.

The Software is made available for downloading solely for use by end users according to the License Agreement. Any reproduction, redistribution or manipulation of the Software not in accordance with the License Agreement is expressly prohibited by law. Black Bear Insurance Agency disclaims all warranties, including as provided in the Warranties terms below, except as warranted by Black Bear Insurance Agency in the License Agreement.

RESTRICTED RIGHTS LEGEND. Any Software which is downloaded from this Server for or on behalf of the United States of America, its agencies and/or instrumentalities ("U.S. Government"), is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraphs (c)(1) and (2) of the Commercial Software-Restricted Rights at 48 CFR 52.227-19, as applicable.

LIMITATION OF LIABILITY IN NO EVENT WILL BLACK BEAR INSURANCE AGENCY, ITS RELATED, AFFILIATED AND SUBSIDIARY COMPANIES, OR THEIR DIRECTORS, OFFICERS OR EMPLOYEES, BE LIABLE FOR ANY DAMAGES, (INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES) LOSSES, EXPENSES OR TAXES ARISING IN CONNECTION WITH THIS SITE OR ITS CONTENT, OR USE THEREOF, OR INABILITY TO USE, BY ANY PERSON, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF BLACK BEAR INSURANCE AGENCY, OR ANY REPRESENTATIVES OF IT, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, EXPENSES OR TAXES. HYPERLINKS TO OTHER INTERNET RESOURCES ARE AT YOUR OWN RISK; THE CONTENT, ACCURACY, OPINIONS EXPRESSED AND OTHER LINKS PROVIDED BY OR THROUGH THIS SITE ARE NOT INVESTIGATED, VERIFIED, MONITORED, OR ENDORSED BY BLACK BEAR INSURANCE AGENCY.

Submissions All information and graphics submitted to Black Bear Insurance Agency via this site shall be deemed and remain the property of Black Bear Insurance Agency and Black Bear Insurance Agency shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to this site provides Black Bear Insurance Agency through this site. Black Bear Insurance Agency shall not be subject to any obligations of confidentiality regarding submitted information, except as agreed by the Black Bear Insurance Agency entity having the direct customer relationship or as otherwise specifically agreed or required by law.

Jurisdiction Access to and retrieval of non-proprietary content from this site is voluntary and unrestricted. This site is not a solicitation by Black Bear Insurance Agency of any individual, group, entity or market in any particular jurisdiction. By virtue of maintaining this site, Black Bear Insurance Agency shall not be construed to be doing or transacting business or otherwise being subject to the jurisdiction of any governmental authority in which the user, or this or any linked site server vendor or internet provider is resident, domiciled or located.

Hyperlinks Black Bear Insurance Agency and its related, affiliated and subsidiary companies can not guarantee that the hyperlinks set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by Hyperlinks are developed and possibly maintained by persons over whom Black Bear Insurance Agency, or its related, affiliated and subsidiary companies have no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, Black Bear Insurance Agency and/or its related, affiliated and subsidiary companies assume no responsibility for the content of any sites referenced to by any Hyperlink or otherwise. The inclusion of any link or other reference to such sites, or the content thereof, does not imply approval of or endorsement by Black Bear Insurance Agency, or its related, affiliated and subsidiary companies. Black Bear Insurance Agency and/or its related, affiliated and subsidiary companies believe that their making Hyperlinks available to publicly accessible Web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. If access to a particular Web site is restricted, Black Bear Insurance Agency will remove the link from their site at the other site operator's written request.

Data Protection Black Bear Insurance Agency and/or its related, affiliated and subsidiary companies are not obligated to monitor any transmission made through the respective Web pages and newsgroups. However, Black Bear Insurance Agency and/or its related, affiliated and subsidiary companies have the right, but not the obligation, to monitor any transmission made to and for this Web site. Black Bear Insurance Agency and/or its related, affiliated and subsidiary companies may use or disclose information of this site.

Software Quality Black Bear Insurance Agency and/or its related, affiliated and subsidiary companies do not warrant that any information, software or other material accessible through one of their Web pages is free of viruses, worms, Trojan horses or other harmful components. Any rights not expressly granted herein are reserved.



Trusted Choice Insurance Agency Committment to Landscapers We are a Trusted Choice Insurance Program Division of Black Bear Insurance Agency